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Bank of India · Ernakulam

BKID0008577: Bank of India, Valakam

IFSC code BKID0008577 belongs to the Valakam branch of Bank of India in Ernakulam, Kerala. Its MICR code is 686013253.

IFSC
BKID0008577
MICR
686013253
Bank
Bank of India
Branch
Valakam
District
Ernakulam
State
Kerala
Phone
+914852207219

Branch address

Bank of India
Valakam Via Kunnackaldistrict Ernakulam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008577 is the code of the Valakam branch. In the MICR code 686013253, 686 is the city, 013 the bank and 253 the branch.

Other Bank of India branches in Ernakulam

All 33 Bank of India branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Valakam branch (Ernakulam, Kerala) is BKID0008577.

  2. 686013253. MICR is printed at the bottom of the branch's cheques.

  3. Valakam Via Kunnackaldistrict Ernakulam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008577 with the beneficiary's account number.

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