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Bank of India · Palai Ke

BKID0008516: Bank of India, Pala

IFSC code BKID0008516 belongs to the Pala branch of Bank of India in Palai Ke, Kerala. Its MICR code is 686013302.

IFSC
BKID0008516
MICR
686013302
Bank
Bank of India
Branch
Pala
District
Palai Ke
State
Kerala
Phone
+914822212345

Branch address

Bank of India
Century Vee Tee Arcadekottaramattom

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008516 is the code of the Pala branch. In the MICR code 686013302, 686 is the city, 013 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Pala branch (Palai Ke, Kerala) is BKID0008516.

  2. 686013302. MICR is printed at the bottom of the branch's cheques.

  3. Century Vee Tee Arcadekottaramattom

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008516 with the beneficiary's account number.

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