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Bank of India · Uliyazhathura

BKID0008508: Bank of India, Powdikonnam

IFSC code BKID0008508 belongs to the Powdikonnam branch of Bank of India in Uliyazhathura, Kerala. Its MICR code is 695013015.

IFSC
BKID0008508
MICR
695013015
Bank
Bank of India
Branch
Powdikonnam
District
Uliyazhathura
State
Kerala
Phone
+919447442204

Branch address

Bank of India
Powdikonam P O Via Sreekariyam TC 11 4021 Parvathi Building Njandoorkonam Powdikonna

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008508 is the code of the Powdikonnam branch. In the MICR code 695013015, 695 is the city, 013 the bank and 015 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Powdikonnam branch (Uliyazhathura, Kerala) is BKID0008508.

  2. 695013015. MICR is printed at the bottom of the branch's cheques.

  3. Powdikonam P O Via Sreekariyam TC 11 4021 Parvathi Building Njandoorkonam Powdikonna

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008508 with the beneficiary's account number.

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