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Bank of India · Moradabad

BKID0007804: Bank of India, Moradabad Sme

IFSC code BKID0007804 belongs to the Moradabad Sme branch of Bank of India in Moradabad, Uttar Pradesh. Its MICR code is 244013003.

IFSC
BKID0007804
MICR
244013003
Bank
Bank of India
Branch
Moradabad Sme
District
Moradabad
State
Uttar Pradesh
Phone
+915912492046

Branch address

Bank of India
A 16 Gandhi Nagarrampur Road Moradabad

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 007804 is the code of the Moradabad Sme branch. In the MICR code 244013003, 244 is the city, 013 the bank and 003 the branch.

Other Bank of India branches in Moradabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Moradabad Sme branch (Moradabad, Uttar Pradesh) is BKID0007804.

  2. 244013003. MICR is printed at the bottom of the branch's cheques.

  3. A 16 Gandhi Nagarrampur Road Moradabad

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0007804 with the beneficiary's account number.

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