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Bank of India · Ghaziabad

BKID0007115: Bank of India, Ristal

IFSC code BKID0007115 belongs to the Ristal branch of Bank of India in Ghaziabad, Uttar Pradesh. Its MICR code is 202013152.

IFSC
BKID0007115
MICR
202013152
Bank
Bank of India
Branch
Ristal
District
Ghaziabad
State
Uttar Pradesh

Branch address

Bank of India
Village Ristal PO Ristaldistrict Ghaziabad

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 007115 is the code of the Ristal branch. In the MICR code 202013152, 202 is the city, 013 the bank and 152 the branch.

Other Bank of India branches in Ghaziabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Ristal branch (Ghaziabad, Uttar Pradesh) is BKID0007115.

  2. 202013152. MICR is printed at the bottom of the branch's cheques.

  3. Village Ristal PO Ristaldistrict Ghaziabad

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0007115 with the beneficiary's account number.

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