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Bank of India · Lalganj Kanpur Road

BKID0007021: Bank of India, Lalganj

IFSC code BKID0007021 belongs to the Lalganj branch of Bank of India in Lalganj Kanpur Road, Uttar Pradesh. Its MICR code is 229013501.

IFSC
BKID0007021
MICR
229013501
Bank
Bank of India
Branch
Lalganj
District
Lalganj Kanpur Road
State
Uttar Pradesh
Phone
+915315245988

Branch address

Bank of India
Saket Nagar Lalganj Kanpur Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 007021 is the code of the Lalganj branch. In the MICR code 229013501, 229 is the city, 013 the bank and 501 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Lalganj branch (Lalganj Kanpur Road, Uttar Pradesh) is BKID0007021.

  2. 229013501. MICR is printed at the bottom of the branch's cheques.

  3. Saket Nagar Lalganj Kanpur Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0007021 with the beneficiary's account number.

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