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Bank of India · Jajmau Kanpurup

BKID0006976: Bank of India, Defence Colony

IFSC code BKID0006976 belongs to the Defence Colony branch of Bank of India in Jajmau Kanpurup, Uttar Pradesh. Its MICR code is 208013021.

IFSC
BKID0006976
MICR
208013021
Bank
Bank of India
Branch
Defence Colony
District
Jajmau Kanpurup
State
Uttar Pradesh
Phone
+915122400717

Branch address

Bank of India
D 345 346 Defence Colonyjajmau Distt Kanpur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006976 is the code of the Defence Colony branch. In the MICR code 208013021, 208 is the city, 013 the bank and 021 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Defence Colony branch (Jajmau Kanpurup, Uttar Pradesh) is BKID0006976.

  2. 208013021. MICR is printed at the bottom of the branch's cheques.

  3. D 345 346 Defence Colonyjajmau Distt Kanpur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006976 with the beneficiary's account number.

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