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Bank of India · Phukharaya Up

BKID0006969: Bank of India, Phukharaya

IFSC code BKID0006969 belongs to the Phukharaya branch of Bank of India in Phukharaya Up, Uttar Pradesh. Its MICR code is 209013002.

IFSC
BKID0006969
MICR
209013002
Bank
Bank of India
Branch
Phukharaya
District
Phukharaya Up
State
Uttar Pradesh
Phone
+915113271300

Branch address

Bank of India
Main Road Nr Police Chowkyat PO Phukharya

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006969 is the code of the Phukharaya branch. In the MICR code 209013002, 209 is the city, 013 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Phukharaya branch (Phukharaya Up, Uttar Pradesh) is BKID0006969.

  2. 209013002. MICR is printed at the bottom of the branch's cheques.

  3. Main Road Nr Police Chowkyat PO Phukharya

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006969 with the beneficiary's account number.

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