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Bank of India · Faridkot

BKID0006549: Bank of India, Kotkapura

IFSC code BKID0006549 belongs to the Kotkapura branch of Bank of India in Faridkot, Punjab. Its MICR code is 151013151.

IFSC
BKID0006549
MICR
151013151
Bank
Bank of India
Branch
Kotkapura
District
Faridkot
State
Punjab
Phone
+917283233193

Branch address

Bank of India
Opp Gandhi Memorial College Near Sangham Palfaridkot Road Distt Faridkot

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006549 is the code of the Kotkapura branch. In the MICR code 151013151, 151 is the city, 013 the bank and 151 the branch.

Other Bank of India branches in Faridkot

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Kotkapura branch (Faridkot, Punjab) is BKID0006549.

  2. 151013151. MICR is printed at the bottom of the branch's cheques.

  3. Opp Gandhi Memorial College Near Sangham Palfaridkot Road Distt Faridkot

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006549 with the beneficiary's account number.

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