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Bank of India · Jalandhar

BKID0006401: Bank of India, Mai Hiran Gate

IFSC code BKID0006401 belongs to the Mai Hiran Gate branch of Bank of India in Jalandhar, Punjab. Its MICR code is 144013005.

IFSC
BKID0006401
MICR
144013005
Bank
Bank of India
Branch
Mai Hiran Gate
District
Jalandhar
State
Punjab
Phone
+911812221905

Branch address

Bank of India
Mai Hiran Gatep O Box No 808

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006401 is the code of the Mai Hiran Gate branch. In the MICR code 144013005, 144 is the city, 013 the bank and 005 the branch.

Other Bank of India branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Mai Hiran Gate branch (Jalandhar, Punjab) is BKID0006401.

  2. 144013005. MICR is printed at the bottom of the branch's cheques.

  3. Mai Hiran Gatep O Box No 808

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006401 with the beneficiary's account number.

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