BKID0006346: Bank of India, Balachaur
IFSC code BKID0006346 belongs to the Balachaur branch of Bank of India in Shahid Bhagat Singh Nagar, Punjab. Its MICR code is 144013927.
- IFSC
- BKID0006346
- MICR
- 144013927
- Bank
- Bank of India
- Branch
- Balachaur
- District
- Shahid Bhagat Singh Nagar
- State
- Punjab
- Phone
- +911885223934
Branch address
Bank of India
Garhshankar Road Balachaur Distt Sahid Bhagat Singh Nagar Nawanshahar Punjab 144521
Open in a map · Pincode 144521: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006346 is the code of the Balachaur branch. In the MICR code 144013927, 144 is the city, 013 the bank and 927 the branch.
Other Bank of India branches in Shahid Bhagat Singh Nagar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Balachaur branch (Shahid Bhagat Singh Nagar, Punjab) is BKID0006346.
144013927. MICR is printed at the bottom of the branch's cheques.
Garhshankar Road Balachaur Distt Sahid Bhagat Singh Nagar Nawanshahar Punjab 144521
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006346 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

