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Bank of India · Malaut Punjab

BKID0006331: Bank of India, Malaut

IFSC code BKID0006331 belongs to the Malaut branch of Bank of India in Malaut Punjab, Punjab. Its MICR code is 152013502.

IFSC
BKID0006331
MICR
152013502
Bank
Bank of India
Branch
Malaut
District
Malaut Punjab
State
Punjab
Phone
+911637265111

Branch address

Bank of India
Malaut Branch 784 785 GT Roadmalaut Distt Mukatsar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006331 is the code of the Malaut branch. In the MICR code 152013502, 152 is the city, 013 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Malaut branch (Malaut Punjab, Punjab) is BKID0006331.

  2. 152013502. MICR is printed at the bottom of the branch's cheques.

  3. Malaut Branch 784 785 GT Roadmalaut Distt Mukatsar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006331 with the beneficiary's account number.

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