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Bank of India · Koderma

BKID0005885: Bank of India, Charadih

IFSC code BKID0005885 belongs to the Charadih branch of Bank of India in Koderma, Jharkhand. Its MICR code is 825013104.

IFSC
BKID0005885
MICR
825013104
Bank
Bank of India
Branch
Charadih
District
Koderma
State
Jharkhand
Phone
+919431790787

Branch address

Bank of India
At Charadih PO Karmadist Koderma Jharkhand

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005885 is the code of the Charadih branch. In the MICR code 825013104, 825 is the city, 013 the bank and 104 the branch.

Other Bank of India branches in Koderma

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Charadih branch (Koderma, Jharkhand) is BKID0005885.

  2. 825013104. MICR is printed at the bottom of the branch's cheques.

  3. At Charadih PO Karmadist Koderma Jharkhand

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005885 with the beneficiary's account number.

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