Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Bank of India · Vaishali

BKID0005784: Bank of India, Desari

IFSC code BKID0005784 belongs to the Desari branch of Bank of India in Vaishali, Bihar. Its MICR code is 844013507.

IFSC
BKID0005784
MICR
844013507
Bank
Bank of India
Branch
Desari
District
Vaishali
State
Bihar
Phone
+919638576410

Branch address

Bank of India
Bank of India Desari Patel Chowkdist Vaishali Bihar 844504

Open in a map · Pincode 844504: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005784 is the code of the Desari branch. In the MICR code 844013507, 844 is the city, 013 the bank and 507 the branch.

Other Bank of India branches in Vaishali

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Bank of India's Desari branch (Vaishali, Bihar) is BKID0005784.

  2. 844013507. MICR is printed at the bottom of the branch's cheques.

  3. Bank of India Desari Patel Chowkdist Vaishali Bihar 844504

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005784 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation