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Bank of India · Deriki Dist Jagatsinghpur

BKID0005105: Bank of India, Deriki

IFSC code BKID0005105 belongs to the Deriki branch of Bank of India in Deriki Dist Jagatsinghpur, Odisha. Its MICR code is 754013501.

IFSC
BKID0005105
MICR
754013501
Bank
Bank of India
Branch
Deriki
District
Deriki Dist Jagatsinghpur
State
Odisha
Phone
+916724233633

Branch address

Bank of India
At Poderikivia Naugaonhat Dist Jagatsinghpur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005105 is the code of the Deriki branch. In the MICR code 754013501, 754 is the city, 013 the bank and 501 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Deriki branch (Deriki Dist Jagatsinghpur, Odisha) is BKID0005105.

  2. 754013501. MICR is printed at the bottom of the branch's cheques.

  3. At Poderikivia Naugaonhat Dist Jagatsinghpur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005105 with the beneficiary's account number.

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