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Bank of India · Baksa

BKID0005050: Bank of India, Barama

IFSC code BKID0005050 belongs to the Barama branch of Bank of India in Baksa, Assam. Its MICR code is 781013504.

IFSC
BKID0005050
MICR
781013504
Bank
Bank of India
Branch
Barama
District
Baksa
State
Assam
Phone
+919638576335

Branch address

Bank of India
Near Barama Police Stationpobaramadist Baksaassam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 005050 is the code of the Barama branch. In the MICR code 781013504, 781 is the city, 013 the bank and 504 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Barama branch (Baksa, Assam) is BKID0005050.

  2. 781013504. MICR is printed at the bottom of the branch's cheques.

  3. Near Barama Police Stationpobaramadist Baksaassam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0005050 with the beneficiary's account number.

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