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Bank of India · Banjhedih Distkoderma

BKID0004989: Bank of India, Banjhedih

IFSC code BKID0004989 belongs to the Banjhedih branch of Bank of India in Banjhedih Distkoderma, Jharkhand. Its MICR code is 825013612.

IFSC
BKID0004989
MICR
825013612
Bank
Bank of India
Branch
Banjhedih
District
Banjhedih Distkoderma
State
Jharkhand
Phone
+917258893612

Branch address

Bank of India
Ktpsplant Premises Koderma PO Hirodihdistkoderma

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004989 is the code of the Banjhedih branch. In the MICR code 825013612, 825 is the city, 013 the bank and 612 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Banjhedih branch (Banjhedih Distkoderma, Jharkhand) is BKID0004989.

  2. 825013612. MICR is printed at the bottom of the branch's cheques.

  3. Ktpsplant Premises Koderma PO Hirodihdistkoderma

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004989 with the beneficiary's account number.

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