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Bank of India · Raxaul Bihar

BKID0004973: Bank of India, Raxaul

IFSC code BKID0004973 belongs to the Raxaul branch of Bank of India in Raxaul Bihar, Bihar. Its MICR code is 845013202.

IFSC
BKID0004973
MICR
845013202
Bank
Bank of India
Branch
Raxaul
District
Raxaul Bihar
State
Bihar
Phone
+916255225408

Branch address

Bank of India
At Post Raxauldistt West Champaran Bihar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004973 is the code of the Raxaul branch. In the MICR code 845013202, 845 is the city, 013 the bank and 202 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Raxaul branch (Raxaul Bihar, Bihar) is BKID0004973.

  2. 845013202. MICR is printed at the bottom of the branch's cheques.

  3. At Post Raxauldistt West Champaran Bihar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004973 with the beneficiary's account number.

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