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Bank of India · Lalbagh Bihar

BKID0004867: Bank of India, Lalbagh

IFSC code BKID0004867 belongs to the Lalbagh branch of Bank of India in Lalbagh Bihar, Bihar. Its MICR code is 846013504.

IFSC
BKID0004867
MICR
846013504
Bank
Bank of India
Branch
Lalbagh
District
Lalbagh Bihar
State
Bihar
Phone
+916272290360

Branch address

Bank of India
GM Roadlalbagh Dist Darbhanga

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004867 is the code of the Lalbagh branch. In the MICR code 846013504, 846 is the city, 013 the bank and 504 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Lalbagh branch (Lalbagh Bihar, Bihar) is BKID0004867.

  2. 846013504. MICR is printed at the bottom of the branch's cheques.

  3. GM Roadlalbagh Dist Darbhanga

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004867 with the beneficiary's account number.

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