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Bank of India · Jamtara

BKID0004774: Bank of India, Karmatand

IFSC code BKID0004774 belongs to the Karmatand branch of Bank of India in Jamtara, Jharkhand. Its MICR code is 815013604.

IFSC
BKID0004774
MICR
815013604
Bank
Bank of India
Branch
Karmatand
District
Jamtara
State
Jharkhand
Phone
+919638576312

Branch address

Bank of India
Vill and PO Karmatand Dist Jamtara

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004774 is the code of the Karmatand branch. In the MICR code 815013604, 815 is the city, 013 the bank and 604 the branch.

Other Bank of India branches in Jamtara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Karmatand branch (Jamtara, Jharkhand) is BKID0004774.

  2. 815013604. MICR is printed at the bottom of the branch's cheques.

  3. Vill and PO Karmatand Dist Jamtara

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004774 with the beneficiary's account number.

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