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Bank of India · Kharahara Distbanka

BKID0004628: Bank of India, Kharahara

IFSC code BKID0004628 belongs to the Kharahara branch of Bank of India in Kharahara Distbanka, Bihar. Its MICR code is 813013503.

IFSC
BKID0004628
MICR
813013503
Bank
Bank of India
Branch
Kharahara
District
Kharahara Distbanka
State
Bihar
Phone
+916424235903

Branch address

Bank of India
At P O Kharaharadistrict Banka

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004628 is the code of the Kharahara branch. In the MICR code 813013503, 813 is the city, 013 the bank and 503 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Kharahara branch (Kharahara Distbanka, Bihar) is BKID0004628.

  2. 813013503. MICR is printed at the bottom of the branch's cheques.

  3. At P O Kharaharadistrict Banka

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004628 with the beneficiary's account number.

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