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Bank of India · Sowan Dist Bauxar

BKID0004609: Bank of India, Sowan

IFSC code BKID0004609 belongs to the Sowan branch of Bank of India in Sowan Dist Bauxar, Bihar. Its MICR code is 802013503.

IFSC
BKID0004609
MICR
802013503
Bank
Bank of India
Branch
Sowan
District
Sowan Dist Bauxar
State
Bihar
Phone
+917870168686

Branch address

Bank of India
At P O Sowandistrict Buxar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004609 is the code of the Sowan branch. In the MICR code 802013503, 802 is the city, 013 the bank and 503 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Sowan branch (Sowan Dist Bauxar, Bihar) is BKID0004609.

  2. 802013503. MICR is printed at the bottom of the branch's cheques.

  3. At P O Sowandistrict Buxar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004609 with the beneficiary's account number.

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