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Bank of India · Bhagalpur

BKID0004589: Bank of India, Naugachhia

IFSC code BKID0004589 belongs to the Naugachhia branch of Bank of India in Bhagalpur, Bihar. Its MICR code is 812013507.

IFSC
BKID0004589
MICR
812013507
Bank
Bank of India
Branch
Naugachhia
District
Bhagalpur
State
Bihar
Phone
+919471913793

Branch address

Bank of India
Chirania Complexnh 31 Naugachhia

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004589 is the code of the Naugachhia branch. In the MICR code 812013507, 812 is the city, 013 the bank and 507 the branch.

Other Bank of India branches in Bhagalpur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Naugachhia branch (Bhagalpur, Bihar) is BKID0004589.

  2. 812013507. MICR is printed at the bottom of the branch's cheques.

  3. Chirania Complexnh 31 Naugachhia

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004589 with the beneficiary's account number.

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