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Bank of India · Baidrabad Distarwal

BKID0004483: Bank of India, Baidrabad

IFSC code BKID0004483 belongs to the Baidrabad branch of Bank of India in Baidrabad Distarwal, Bihar. Its MICR code is 804013602.

IFSC
BKID0004483
MICR
804013602
Bank
Bank of India
Branch
Baidrabad
District
Baidrabad Distarwal
State
Bihar
Phone
+919431425051

Branch address

Bank of India
Vill PO Baidrabaddistrict Arwal

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004483 is the code of the Baidrabad branch. In the MICR code 804013602, 804 is the city, 013 the bank and 602 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Baidrabad branch (Baidrabad Distarwal, Bihar) is BKID0004483.

  2. 804013602. MICR is printed at the bottom of the branch's cheques.

  3. Vill PO Baidrabaddistrict Arwal

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004483 with the beneficiary's account number.

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