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Bank of India · Maldah

BKID0004352: Bank of India, Gour Road

IFSC code BKID0004352 belongs to the Gour Road branch of Bank of India in Maldah, West Bengal. Its MICR code is 732013103.

IFSC
BKID0004352
MICR
732013103
Bank
Bank of India
Branch
Gour Road
District
Maldah
State
West Bengal
Phone
+913512223034

Branch address

Bank of India
At Bansulitala PO Maldadistt Malds

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004352 is the code of the Gour Road branch. In the MICR code 732013103, 732 is the city, 013 the bank and 103 the branch.

Other Bank of India branches in Maldah

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Gour Road branch (Maldah, West Bengal) is BKID0004352.

  2. 732013103. MICR is printed at the bottom of the branch's cheques.

  3. At Bansulitala PO Maldadistt Malds

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004352 with the beneficiary's account number.

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