BKID0004305: Bank of India, Rayan
IFSC code BKID0004305 belongs to the Rayan branch of Bank of India in Rayan WB, West Bengal. Its MICR code is 713013615.
- IFSC
- BKID0004305
- MICR
- 713013615
- Bank
- Bank of India
- Branch
- Rayan
- District
- Rayan WB
- State
- West Bengal
Branch address
Bank of India
Rayan High School Premisesat PO Rayandist Burdwan
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004305 is the code of the Rayan branch. In the MICR code 713013615, 713 is the city, 013 the bank and 615 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Rayan branch (Rayan WB, West Bengal) is BKID0004305.
713013615. MICR is printed at the bottom of the branch's cheques.
Rayan High School Premisesat PO Rayandist Burdwan
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004305 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation