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Bank of India · Araumbagh WB

BKID0004297: Bank of India, Arambagh

IFSC code BKID0004297 belongs to the Arambagh branch of Bank of India in Araumbagh WB, West Bengal. Its MICR code is 712013102.

IFSC
BKID0004297
MICR
712013102
Bank
Bank of India
Branch
Arambagh
District
Araumbagh WB
State
West Bengal
Phone
+913211257948

Branch address

Bank of India
Link Road Arambaghdist Hooghly

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004297 is the code of the Arambagh branch. In the MICR code 712013102, 712 is the city, 013 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Arambagh branch (Araumbagh WB, West Bengal) is BKID0004297.

  2. 712013102. MICR is printed at the bottom of the branch's cheques.

  3. Link Road Arambaghdist Hooghly

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004297 with the beneficiary's account number.

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