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Bank of India · Nirona Dist Kutch

BKID0003822: Bank of India, Nirona

IFSC code BKID0003822 belongs to the Nirona branch of Bank of India in Nirona Dist Kutch, Gujarat. Its MICR code is 370013503.

IFSC
BKID0003822
MICR
370013503
Bank
Bank of India
Branch
Nirona
District
Nirona Dist Kutch
State
Gujarat
Phone
+912835277739

Branch address

Bank of India
At P O Nironadistrict Kutch

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 003822 is the code of the Nirona branch. In the MICR code 370013503, 370 is the city, 013 the bank and 503 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Nirona branch (Nirona Dist Kutch, Gujarat) is BKID0003822.

  2. 370013503. MICR is printed at the bottom of the branch's cheques.

  3. At P O Nironadistrict Kutch

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0003822 with the beneficiary's account number.

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