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Bank of India · Rajkot

BKID0003121: Bank of India, Bhaktinagar Sme BR

IFSC code BKID0003121 belongs to the Bhaktinagar Sme BR branch of Bank of India in Rajkot, Gujarat. Its MICR code is 360013004.

IFSC
BKID0003121
MICR
360013004
Bank
Bank of India
Branch
Bhaktinagar Sme BR
District
Rajkot
State
Gujarat
Phone
+912812461582

Branch address

Bank of India
Samruddhi Bhavan Opp Bombay Garage Petrolpump 10bhaktinagar Station Plot Rajkot

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 003121 is the code of the Bhaktinagar Sme BR branch. In the MICR code 360013004, 360 is the city, 013 the bank and 004 the branch.

Other Bank of India branches in Rajkot

All 35 Bank of India branches in Rajkot

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Bhaktinagar Sme BR branch (Rajkot, Gujarat) is BKID0003121.

  2. 360013004. MICR is printed at the bottom of the branch's cheques.

  3. Samruddhi Bhavan Opp Bombay Garage Petrolpump 10bhaktinagar Station Plot Rajkot

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0003121 with the beneficiary's account number.

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