BKID0003004: Bank of India, Dharoli
IFSC code BKID0003004 belongs to the Dharoli branch of Bank of India in Bharuch, Gujarat. Its MICR code is 393013501.
- IFSC
- BKID0003004
- MICR
- 393013501
- Bank
- Bank of India
- Branch
- Dharoli
- District
- Bharuch
- State
- Gujarat
- Phone
- +912645228060
Branch address
Bank of India
1272oppkabootarkhanaat Post Dharolitaluka Jagadia
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 003004 is the code of the Dharoli branch. In the MICR code 393013501, 393 is the city, 013 the bank and 501 the branch.
Other Bank of India branches in Bharuch
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Dharoli branch (Bharuch, Gujarat) is BKID0003004.
393013501. MICR is printed at the bottom of the branch's cheques.
1272oppkabootarkhanaat Post Dharolitaluka Jagadia
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0003004 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

