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Bank of India · Banaskantha GJ

BKID0002302: Bank of India, Chhapi

IFSC code BKID0002302 belongs to the Chhapi branch of Bank of India in Banaskantha GJ, Gujarat. Its MICR code is 385013502.

IFSC
BKID0002302
MICR
385013502
Bank
Bank of India
Branch
Chhapi
District
Banaskantha GJ
State
Gujarat
Phone
+912739270171

Branch address

Bank of India
Shop No 7 to 11 Diamond Complex Highway Roat PO Chhapi Dist Banaskantha 385 210

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002302 is the code of the Chhapi branch. In the MICR code 385013502, 385 is the city, 013 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Chhapi branch (Banaskantha GJ, Gujarat) is BKID0002302.

  2. 385013502. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 7 to 11 Diamond Complex Highway Roat PO Chhapi Dist Banaskantha 385 210

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002302 with the beneficiary's account number.

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