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Bank of India · Changodar GJ

BKID0002045: Bank of India, Changodar

IFSC code BKID0002045 belongs to the Changodar branch of Bank of India in Changodar GJ, Gujarat. Its MICR code is 380013062.

IFSC
BKID0002045
MICR
380013062
Bank
Bank of India
Branch
Changodar
District
Changodar GJ
State
Gujarat
Phone
+912717251233

Branch address

Bank of India
Kailash Avenue Shop No 1 and 2sf No 263 National Highway Changodar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002045 is the code of the Changodar branch. In the MICR code 380013062, 380 is the city, 013 the bank and 062 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Changodar branch (Changodar GJ, Gujarat) is BKID0002045.

  2. 380013062. MICR is printed at the bottom of the branch's cheques.

  3. Kailash Avenue Shop No 1 and 2sf No 263 National Highway Changodar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002045 with the beneficiary's account number.

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