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Bank of India · Neura Goa

BKID0001045: Bank of India, Neura

IFSC code BKID0001045 belongs to the Neura branch of Bank of India in Neura Goa, Goa. Its MICR code is 403013046.

IFSC
BKID0001045
MICR
403013046
Bank
Bank of India
Branch
Neura
District
Neura Goa
State
Goa
Phone
+919874569852

Branch address

Bank of India
Neura Village Panchayat Gharneara Pilar Road Ward No3 Tiswadi Goa

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 001045 is the code of the Neura branch. In the MICR code 403013046, 403 is the city, 013 the bank and 046 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Neura branch (Neura Goa, Goa) is BKID0001045.

  2. 403013046. MICR is printed at the bottom of the branch's cheques.

  3. Neura Village Panchayat Gharneara Pilar Road Ward No3 Tiswadi Goa

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0001045 with the beneficiary's account number.

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