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Bank of India · South Goa

BKID0001039: Bank of India, Utorda

IFSC code BKID0001039 belongs to the Utorda branch of Bank of India in South Goa, Goa. Its MICR code is 403013040.

IFSC
BKID0001039
MICR
403013040
Bank
Bank of India
Branch
Utorda
District
South Goa
State
Goa
Phone
+918322884466

Branch address

Bank of India
HN 52 Antonio Pereira Waddosalcete Utorda Goa

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 001039 is the code of the Utorda branch. In the MICR code 403013040, 403 is the city, 013 the bank and 040 the branch.

Other Bank of India branches in South Goa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Utorda branch (South Goa, Goa) is BKID0001039.

  2. 403013040. MICR is printed at the bottom of the branch's cheques.

  3. HN 52 Antonio Pereira Waddosalcete Utorda Goa

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0001039 with the beneficiary's account number.

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