BKID0000801: Bank of India, Ghoti
IFSC code BKID0000801 belongs to the Ghoti branch of Bank of India in Ghoti Dist Nasik, Maharashtra. Its MICR code is 422013501.
- IFSC
- BKID0000801
- MICR
- 422013501
- Bank
- Bank of India
- Branch
- Ghoti
- District
- Ghoti Dist Nasik
- State
- Maharashtra
- Phone
- +912553220538
Branch address
Bank of India
Bombay Agra Roadpost Box No 6 Ghoti Dist Nasik
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 000801 is the code of the Ghoti branch. In the MICR code 422013501, 422 is the city, 013 the bank and 501 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Ghoti branch (Ghoti Dist Nasik, Maharashtra) is BKID0000801.
422013501. MICR is printed at the bottom of the branch's cheques.
Bombay Agra Roadpost Box No 6 Ghoti Dist Nasik
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0000801 with the beneficiary's account number.
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