BDBL0002313: Bandhan Bank, Rayya Branch
IFSC code BDBL0002313 belongs to the Rayya Branch branch of Bandhan Bank in Amritsar, Punjab. Its MICR code is 143750502.
- IFSC
- BDBL0002313
- MICR
- 143750502
- Bank
- Bandhan Bank
- Branch
- Rayya Branch
- District
- Amritsar
- State
- Punjab
- Phone
- +918981823131
Branch address
Bandhan Bank
Khata Kahtoni No. 87/173, Raiya Mandi, Main GT Road, Near Axis Bank, Raiya, Punjab - 143112
Open in a map · Pincode 143112: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BDBL is Bandhan Bank's bank code, the fifth character 0 is kept for future use, and 002313 is the code of the Rayya Branch branch. In the MICR code 143750502, 143 is the city, 750 the bank and 502 the branch.
Other Bandhan Bank branches in Amritsar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bandhan Bank's Rayya Branch branch (Amritsar, Punjab) is BDBL0002313.
143750502. MICR is printed at the bottom of the branch's cheques.
Khata Kahtoni No. 87/173, Raiya Mandi, Main GT Road, Near Axis Bank, Raiya, Punjab - 143112
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BDBL0002313 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

