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Bharat Co-operative Bank · Vadodara

BCBM0000082: Bharat Co-operative Bank, Vadodara

IFSC code BCBM0000082 belongs to the Vadodara branch of Bharat Co-operative Bank in Vadodara, Gujarat. Its MICR code is 390112002.

IFSC
BCBM0000082
MICR
390112002
Bank
Bharat Co-operative Bank
Branch
Vadodara
District
Vadodara
State
Gujarat
Phone
+912261890000

Branch address

Bharat Co-operative Bank
Shop No. 111,112 and 209, Midtown Heights, Pizzainn, Jetalpur Road, Alkapuri, Vadodara- 390007

Open in a map · Pincode 390007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BCBM is Bharat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000082 is the code of the Vadodara branch. In the MICR code 390112002, 390 is the city, 112 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bharat Co-operative Bank's Vadodara branch (Vadodara, Gujarat) is BCBM0000082.

  2. 390112002. MICR is printed at the bottom of the branch's cheques.

  3. Shop No. 111,112 and 209, Midtown Heights, Pizzainn, Jetalpur Road, Alkapuri, Vadodara- 390007

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BCBM0000082 with the beneficiary's account number.

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