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Bank of Baroda · Surat

BARB0UMBHEL: Bank of Baroda, Umbhel BR, Surat

IFSC code BARB0UMBHEL belongs to the Umbhel BR, Surat branch of Bank of Baroda in Surat, Gujarat. Its MICR code is 395012032.

IFSC
BARB0UMBHEL
MICR
395012032
Bank
Bank of Baroda
Branch
Umbhel BR, Surat
District
Surat
State
Gujarat

Branch address

Bank of Baroda
Near Water Works, Umbhel, Surat, Gujarat 394 325

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and UMBHEL is the code of the Umbhel BR, Surat branch. In the MICR code 395012032, 395 is the city, 012 the bank and 032 the branch.

Other Bank of Baroda branches in Surat

All 174 Bank of Baroda branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of Baroda's Umbhel BR, Surat branch (Surat, Gujarat) is BARB0UMBHEL.

  2. 395012032. MICR is printed at the bottom of the branch's cheques.

  3. Near Water Works, Umbhel, Surat, Gujarat 394 325

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0UMBHEL with the beneficiary's account number.

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