BARB0PONDAX: Bank of Baroda, Ponda, Dist North Goa
IFSC code BARB0PONDAX belongs to the Ponda, Dist North Goa branch of Bank of Baroda in South Goa, Goa. Its MICR code is 403012012.
- IFSC
- BARB0PONDAX
- MICR
- 403012012
- Bank
- Bank of Baroda
- Branch
- Ponda, Dist North Goa
- District
- South Goa
- State
- Goa
Branch address
Bank of Baroda
Bank of Baroda Angarika Building Opp Almeida High School Ponda
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and PONDAX is the code of the Ponda, Dist North Goa branch. In the MICR code 403012012, 403 is the city, 012 the bank and 012 the branch.
Other Bank of Baroda branches in South Goa
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of Baroda's Ponda, Dist North Goa branch (South Goa, Goa) is BARB0PONDAX.
403012012. MICR is printed at the bottom of the branch's cheques.
Bank of Baroda Angarika Building Opp Almeida High School Ponda
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0PONDAX with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

