BARB0PALAIX: Bank of Baroda, Palai BR., Dist. Kottayam, Kerala
IFSC code BARB0PALAIX belongs to the Palai BR., Dist. Kottayam, Kerala branch of Bank of Baroda in Kottayam, Kerala. Its MICR code is 686012302.
- IFSC
- BARB0PALAIX
- MICR
- 686012302
- Bank
- Bank of Baroda
- Branch
- Palai BR., Dist. Kottayam, Kerala
- District
- Kottayam
- State
- Kerala
Branch address
Bank of Baroda
First Flr. 23/447 Vyapara Bhavan,Kattakayam Road, Palai, Dist. Kottayam, Kerala - 686 575.
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and PALAIX is the code of the Palai BR., Dist. Kottayam, Kerala branch. In the MICR code 686012302, 686 is the city, 012 the bank and 302 the branch.
Other Bank of Baroda branches in Kottayam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of Baroda's Palai BR., Dist. Kottayam, Kerala branch (Kottayam, Kerala) is BARB0PALAIX.
686012302. MICR is printed at the bottom of the branch's cheques.
First Flr. 23/447 Vyapara Bhavan,Kattakayam Road, Palai, Dist. Kottayam, Kerala - 686 575.
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0PALAIX with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

