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Bank of Baroda · Amroha

BARB0JOYAJY: Bank of Baroda, Joya

IFSC code BARB0JOYAJY belongs to the Joya branch of Bank of Baroda in Amroha, Uttar Pradesh. Its MICR code is 244012503.

IFSC
BARB0JOYAJY
MICR
244012503
Bank
Bank of Baroda
Branch
Joya
District
Amroha
State
Uttar Pradesh

Branch address

Bank of Baroda
Delhi Road Iqbalnagar Joya Jyotiba Phule Nagar DT Uttar Pradesh 244222

Open in a map · Pincode 244222: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and JOYAJY is the code of the Joya branch. In the MICR code 244012503, 244 is the city, 012 the bank and 503 the branch.

Other Bank of Baroda branches in Amroha

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of Baroda's Joya branch (Amroha, Uttar Pradesh) is BARB0JOYAJY.

  2. 244012503. MICR is printed at the bottom of the branch's cheques.

  3. Delhi Road Iqbalnagar Joya Jyotiba Phule Nagar DT Uttar Pradesh 244222

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0JOYAJY with the beneficiary's account number.

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