BARB0DBINDU: Bank of Baroda, Indl Area Ludhiana
IFSC code BARB0DBINDU belongs to the Indl Area Ludhiana branch of Bank of Baroda in Ludhiana, Punjab. Its MICR code is 141012016.
- IFSC
- BARB0DBINDU
- MICR
- 141012016
- Bank
- Bank of Baroda
- Branch
- Indl Area Ludhiana
- District
- Ludhiana
- State
- Punjab
Branch address
Bank of Baroda
202 Sai Tower Industrial Area Acheema Chowk Ludhiana
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and DBINDU is the code of the Indl Area Ludhiana branch. In the MICR code 141012016, 141 is the city, 012 the bank and 016 the branch.
Other Bank of Baroda branches in Ludhiana
All 40 Bank of Baroda branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of Baroda's Indl Area Ludhiana branch (Ludhiana, Punjab) is BARB0DBINDU.
141012016. MICR is printed at the bottom of the branch's cheques.
202 Sai Tower Industrial Area Acheema Chowk Ludhiana
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0DBINDU with the beneficiary's account number.
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