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Bank of Baroda · Bhilainagar

BARB0BHILAI: Bank of Baroda, Bhilai Branch

IFSC code BARB0BHILAI belongs to the Bhilai Branch branch of Bank of Baroda in Bhilainagar, Chandigarh. Its MICR code is 490012002.

IFSC
BARB0BHILAI
MICR
490012002
Bank
Bank of Baroda
Branch
Bhilai Branch
District
Bhilainagar
State
Chandigarh

Branch address

Bank of Baroda
Bhilai Branch,Civic Centre,Bhilai,490006

Open in a map · Pincode 490006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BARB is Bank of Baroda's bank code, the fifth character 0 is kept for future use, and BHILAI is the code of the Bhilai Branch branch. In the MICR code 490012002, 490 is the city, 012 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of Baroda's Bhilai Branch branch (Bhilainagar, Chandigarh) is BARB0BHILAI.

  2. 490012002. MICR is printed at the bottom of the branch's cheques.

  3. Bhilai Branch,Civic Centre,Bhilai,490006

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BARB0BHILAI with the beneficiary's account number.

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