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AU Small Finance Bank · Pratapgarh

AUBL0004324: AU Small Finance Bank, Raniganj

IFSC code AUBL0004324 belongs to the Raniganj branch of AU Small Finance Bank in Pratapgarh, Uttar Pradesh. Its MICR code is 230765002.

IFSC
AUBL0004324
MICR
230765002
Bank
AU Small Finance Bank
Branch
Raniganj
District
Pratapgarh
State
Uttar Pradesh

Branch address

AU Small Finance Bank
Upper Ground Floor,Abadi No 188,Villagedaryapur, Tehsilraniganj

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

AUBL is AU Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004324 is the code of the Raniganj branch. In the MICR code 230765002, 230 is the city, 765 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of AU Small Finance Bank's Raniganj branch (Pratapgarh, Uttar Pradesh) is AUBL0004324.

  2. 230765002. MICR is printed at the bottom of the branch's cheques.

  3. Upper Ground Floor,Abadi No 188,Villagedaryapur, Tehsilraniganj

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC AUBL0004324 with the beneficiary's account number.

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