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AU Small Finance Bank · Kottayam

AUBL0004194: AU Small Finance Bank, Kottayam

IFSC code AUBL0004194 belongs to the Kottayam branch of AU Small Finance Bank in Kottayam, Kerala. Its MICR code is 686765002.

IFSC
AUBL0004194
MICR
686765002
Bank
AU Small Finance Bank
Branch
Kottayam
District
Kottayam
State
Kerala
Phone
+919773345839

Branch address

AU Small Finance Bank
Mi99b4hihmbsd(H8)

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

AUBL is AU Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004194 is the code of the Kottayam branch. In the MICR code 686765002, 686 is the city, 765 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of AU Small Finance Bank's Kottayam branch (Kottayam, Kerala) is AUBL0004194.

  2. 686765002. MICR is printed at the bottom of the branch's cheques.

  3. Mi99b4hihmbsd(H8)

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC AUBL0004194 with the beneficiary's account number.

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