AJHC0001018: Ambarnath Jai-hind Co-operative Bank, Neral Branch
IFSC code AJHC0001018 belongs to the Neral Branch branch of Ambarnath Jai-hind Co-operative Bank in Raigad, Maharashtra. Its MICR code is 400805017.
- IFSC
- AJHC0001018
- MICR
- 400805017
- Branch
- Neral Branch
- District
- Raigad
- State
- Maharashtra
- Phone
- +912148238788
Branch address
Ambarnath Jai-hind Co-operative Bank
Shop No.4 to 7,Ashirwad Building,Matheran Road,Lokmanya Tilak Chowk,Neral,Taluka Karjat Dist-410101
Open in a map · Pincode 410101: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Not marked | Payments by UPI ID or mobile number from apps |
Reading this IFSC
AJHC is Ambarnath Jai-hind Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 001018 is the code of the Neral Branch branch. In the MICR code 400805017, 400 is the city, 805 the bank and 017 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Ambarnath Jai-hind Co-operative Bank's Neral Branch branch (Raigad, Maharashtra) is AJHC0001018.
400805017. MICR is printed at the bottom of the branch's cheques.
Shop No.4 to 7,Ashirwad Building,Matheran Road,Lokmanya Tilak Chowk,Neral,Taluka Karjat Dist-410101
RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC AJHC0001018 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

