Bharatiya shaadiyan khushiyon se bhari hoti hain — aur mehengi bhi. Kai parivaar kharche ka kuch hissa bachat se aur baaki personal loan se poora karte hain, taaki jashn mein emergency fund khaali na ho.
Shaadi ke loan se kya-kya cover hota hai
Shaadi ka loan asal mein shaadi ke kharchon ke liye liya gaya personal loan hai. Yeh aam taur par bina girvi hota hai aur kisi ek kharid se bandha nahi, isliye isse yeh kharche poore ho sakte hain:
- Venue, decoration aur catering
- Gehne aur kapde
- Photography aur entertainment
- Travel, mehmaanon ka thehrna aur honeymoon
- Vendors ko advance
Pehle budget banayein
- Har kharcha aur uski date likhein — vendors aksar mahino pehle advance maangte hain.
- Tay karein ki bachat se kitna hoga aur sirf kami ke liye loan lein.
- Der se aane wale kharchon ke liye lagbhag 10% extra rakhein.
- Shaadi ke baad aaram se bhar sakein, aisi EMI tay karein — tab ghar ka budget badal sakta hai. EMI calculator use karein.
Samajhdaari se loan lene ki tips
- Bade advance se thoda pehle apply karein, taaki zaroorat ke time paisa account mein ho.
- Sahi tenure chunein — lambe tenure mein EMI kam par byaaj zyada.
- Poori cost milayein — byaaj, processing fee aur GST, jaisa lender ke Key Fact Statement mein likha ho.
- Poora na chuka sakein to shaadi ka kharcha credit card par na rakhein — card ka byaaj kahin zyada hota hai.
Oxon Fintech ke saath apply karein
Apni details ek baar dein, Account Aggregator se bank jodein aur hamare lending partners ke match hone wale offers dekhein. Pehle eligibility aur documents dekh lein.