₹10,000 ke loan ki EMI
| Tenure | 14% par EMI | 18% par EMI | 24% par EMI |
|---|---|---|---|
| 6 mahine | ₹1,735 | ₹1,755 | ₹1,785 |
| 12 mahine | ₹898 | ₹917 | ₹946 |
| 18 mahine | ₹619 | ₹638 | ₹667 |
| 24 mahine | ₹480 | ₹499 | ₹529 |
18% par 6 ki jagah 24 mahine chunne se EMI ghatti hai, lekin kul byaaj lagbhag ₹532 se badh kar lagbhag ₹1,982 ho jaata hai. Yeh rates sirf example hain; aapka rate lender aur aapki profile par depend karta hai. Apne numbers neeche ke calculator mein try karein.
₹10,000 ka loan kaun leta hai
₹10,000 aam taur par chhoti si kami hoti hai, badi kharidari nahi — phone ya bike ki marammat, school fees ki kisht, koi medical test, ya salary aane se pehle ke kuch din. Zyadatar log ise kuch hi mahino mein chukana chahte hain.
₹10,000 par kin baaton ka dhyaan rakhein
Itni chhoti amount par interest rate se zyada fees matter karti hai. ₹500 ki processing fee hi loan ka 5% ho jaati hai, byaaj alag. EMI nahi, lender ke Key Fact Statement mein kul cost dekh kar compare karein. Itni amount ke liye company se salary advance ya time par chukaya gaya credit card sasta pad sakta hai.
₹10,000 aur aas-paas ki amounts ka comparison
Example ke liye 18% par 12 mahine ke liye:
| Amount | EMI | Kul byaaj |
|---|---|---|
| ₹10,000 (yeh page) | ₹917 | ₹1,002 |
| ₹20,000 | ₹1,834 | ₹2,003 |
Eligibility
Lenders aapki income, chal rahi EMIs, CIBIL score, job ya kaam ki stability aur banking history dekhte hain. Mote taur par, lagbhag ₹917 ki EMI (18%, 12 mahine) agar aapki koi aur EMI na ho to lagbhag ₹2,000 mahina ki take-home income ke aadhe mein fit hoti hai. Zyadatar lenders apni minimum monthly income bhi tay karte hain, jo aksar isse zyada hoti hai, isliye dono mein jo zyada ho wahi laagu hogi. Puri jaankari: personal loan eligibility.
Documents aur apply karne ka tareeka
Aam taur par PAN, Aadhaar ya koi aur address proof, aur income proof (salary slips ya ITR) chahiye — dekhein documents ki list. Oxon Fintech ke saath aap ek chhota application bharte hain, apni consent se Account Aggregator ke zariye bank statements digitally share karte hain, aur hamare lending partners ke woh offers dekhte hain jo aapki profile se match karte hain. Accept karne se pehle lender ka Key Fact Statement padhein; paisa lender seedha aapke bank account mein bhejta hai.