Stand-Up India kya thi
5 April 2016 ko shuru hui Stand-Up India mein har scheduled commercial bank branch ko kam se kam ek SC ya ST borrower aur kam se kam ek mahila borrower ko ₹10 lakh se ₹1 crore tak ka loan dena tha, manufacturing, services, trading ya kheti se jude kisi naye (greenfield) udyam ke liye. Firm ya company mein kam se kam 51% hissedari aur control SC/ST ya mahila udyami ke paas hona zaroori tha.
Status: khatam, nayi scheme announce
- Scheme 31 March 2025 tak chali.
- Union Budget 2025-26 mein sarkar ne 5 lakh pehli baar ki mahila, SC aur ST udyamiyon ke liye nayi scheme announce ki, jisme paanch saal mein ₹2 crore tak ke term loan honge aur Stand-Up India ke anubhav ka istemaal hoga.
- March 2026 mein Finance Minister ne kaha ki behtar fayde wali nayi Stand-Up India scheme jaldi aayegi.
Hamari aakhri jaanch (October 2026) tak hum confirm nahi kar sake ki nayi scheme launch ho gayi hai ya uske final rules kya hain. Is par planning se pehle apni bank branch se poochhein, ya Stand-Up Mitra portal aur PIB dekhein.
Abhi kya kar sakte hain
- Mudra: ₹20 lakh tak ki chhoti amount ke liye (PM Mudra Yojana)
- CGTMSE wale loan: bank aur NBFC se ₹10 crore tak bina collateral business loan (CGTMSE)
- Regular business loan: bank aur NBFC se, aapke business aur bank statements ke basis par (business loan)
Oxon Fintech koi sarkari agency nahi hai aur is yojana ki applications nahi leta. Official portal ya bank branch par hi apply karein, aur yojana ka loan pass karaane ke naam par paise maangne walon se savdhaan rahein. Yojana ke rules badalte rehte hain; apply karne se pehle official site dekhein.